Friday, March 30, 2007

Me & My Roth

In the last two weeks, I feel like I've really become a grown-up. I thought I'd feel like a grown-up when I got married, but I've even reached an all new level: I opened a Roth IRA. That's right, an Individual Retirement Account. I've heard about this whole retirement from a few of my overly-ambitious friends, and apparently it's a good idea to start early. Well, I'm trying. So I put in an initial deposit two weeks ago, and it's revolutionized my life. Alright, that might be a little dramatic, but I am slightly obsessed. Just ask Joy.

You see, with the internet, I can literally follow the stock moment every moment of every day. This morning I slept in until 9, and Joy is on spring break so she was able to sleep in too. As soon as I got out of bed, my first words unfortunately weren't "I love you, dear" or "Wow, your breath just gets better even if you haven't brushed." They were: "Oh, I wonder how the stock market started off today." She understandably rolled her eyes and said, "Please say this is only a stage."

The retirement date of my Roth is 2045. That's right, it's in there for the next 38 years, which is just about incomprehensible at this point. Surely there shall be many ups and downs, but I love watching that little graph go in all sorts of directions. I know basically nothing about the stock market, but I'm very excited for what the future holds. Not because I'll actually make any money (at this point, I have no doubt that people are losing at any given moment the entire amount I have invested), but because I have a new hobby. Perhaps this new intrigue will wear off, but for now, I am just thankful it's the weekend and I can rest again until Monday morning and the stock market opens again!

1 comment:

Anonymous said...

Hey Stevo ...

It is wonderful, fantastic, earthshaking, marvelous--that you have a wonderful wife (in God's will, you were made for each other) who can roll her eyes and communicate by them--'I hope this is just a "stage." She will help keep you in balance and down to earth until ... one of the greatest things that God gives to most couples that keeps them down to earth are some leapers, creepers, poopers--well you get the idea!

I think it is great that you started that long journey towards financial stability in those retirement years. That is great!

Trust that you guys are doing great ... keep your eyes on Jesus and your life together in the center of his will--good and perfect and acceptable.

RWB